Direct Deposit


Students are strongly encouraged to establish direct deposit with the University of Central Florida. Direct deposit prevents delays due to lost checks or change of address. All refunds from a student’s account can be direct deposited to the student’s U.S. bank of choice. Funds are usually available within 24-48 hours after disbursement, and enrollment takes only a few minutes.

Student Account Services can process direct deposits only into active U.S domestic checking accounts and the student’s name must be on the account as joint owner or individual owner. This program does not include or affect any existing direct deposit information associated with payroll for employees or students participating in the work-study program.

To enroll, sign in at and click Student Self-Service. Go to the Student Accounts link, then click Direct Deposit and follow the instructions.

Direct Deposit – Legal Message



I hereby authorize, in accordance with the rules and regulations of the National Automated Clearinghouse Association (“NACHA”), University of Central Florida (UCF) to credit any reimbursements or refunds due to me via automated clearinghouse electronic fund transfer (“ACH”) to the bank and bank account referenced and owned by me. Further, if UCF deposits funds to my account(s) which I am not entitled to receive, I authorize UCF to direct the bank to return the funds deposited. This authorization will remain in effect until cancelled. I will submit an updated authorization if I change my bank account, close my bank account, or change financial institutions. Any cancellation must be received by UCF in such a manner as to afford UCF reasonable opportunity to act on it. This agreement is not applicable to PLUS loan refunds payable to a parent.


You may change your account information as necessary. Funds will be available depending on timing of this submission.

Should you wish to cancel your direct deposit enrollment, please contact Student Account Services.

Special Note: Please make sure Direct Deposit is changed and inactivated before closing your account. Otherwise, the funds will be returned to UCF and cause a 7-10 day delay before a replacement payment can be issued.